END USER LICENSE AGREEMENT (EULA) – DISCLAIMER OF WARRANTY AND LIMITATION OF LIABILITY.

This software is provided “as is”, without any warranties or guarantees of any kind. The developers and distributors expressly disclaim all warranties, whether express, implied, statutory, or otherwise, including but not limited to warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

The user acknowledges and agrees that use of this software is entirely at their own risk. The user assumes full responsibility for any and all consequences, damages, losses, costs, or liabilities arising from its installation or use. No assurance is given that the software will meet the user’s requirements, operate without interruption, or be error-free.

In no event shall the developers, distributors, or affiliates be liable for any kind of damages or losses whatsoever, including but not limited to direct, indirect, incidental, consequential, special, exemplary, or punitive damages. This includes, without limitation, damages for loss of profits, revenue, data, goodwill, business interruption, or other commercial or financial losses, even if the possibility of such damages was known or should have been known.

Third Matrix shall not be held liable for any malfunction, data corruption, or software inoperability caused by unauthorized modification of database structures, alteration of configuration files, interference with license validation components, or manual overwriting of program files.

Internet Connectivity : DirectPay requires an active internet connection at "first launch after installation" and "at least once every thirty (30) days thereafter" for license verification, security validation, and updates.Failure to connect within this period will temporarily disable the application until verification is completed. Normal offline use will then resume for the next 30 days.

License Subscription :  : DirectPay operates under a subscription-based license. If the subscription lapses or becomes invalid, certain features will be restricted. Full functionality will be restored upon renewal of a valid subscription.

GnuPG Deployment : DirectPay includes a portable version of GnuPG (gnupg-w32-1.2.3-nr1), located at:C:\Program Files\DirectPay\GnuPG\ This deployment avoids Windows Registry changes and ensures consistent operation across supported Windows versions (Windows 8–11, Server 2022).All encryption is performed through this local instance; DirectPay does not alter system registry settings.
End users and authorized IT personnel (including Westpac IT) are solely responsible for managing GnuPG keys and maintaining security compliance.

Acceptance :By installing or using DirectPay, the user acknowledges and agrees to these terms. Non-acceptance prohibits installation or use of the software.
